Dog liability insurance in Austria with Petcover

- Dog liability insurance from €56.52 per year 1
- Cover for personal injury, property damage and financial loss
- Up to €3 million in cover
- Financial security for you and your dog
- Get a policy online

Dog liability insurance that helps you feel more at ease every day

Dogs are part of the family, full of joy, energy, and surprises. But even the most well-behaved dog can accidentally cause damage in everyday situations.

A brief moment of distraction on a walk, a bicycle being knocked over, or a small accident while visiting someone can quickly lead to costs that you, as a dog owner in Austria, are generally responsible for.

With Petcover dog liability insurance, you are financially protected if something goes wrong. We cover personal injury, property damage, and financial loss, so you can enjoy time with your dog without worry.

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Why dog liability insurance is important

As a dog owner in Austria, you are generally responsible for any damage your dog causes. Depending on the situation, this can quickly become expensive. Dog liability insurance can help cover:

  • Personal injury
  • Property damage
  • Financial loss
  • Damage while playing or running around
  • Damage caused by unexpected behaviour
  • Damage while your dog is being cared for by someone else

Why choose Petcover Dog Liability Insurance?

– Comprehensive insurance

Our dog liability insurance provides reliable protection in cases of personal injury, property damage, and financial loss.

– Cover for everyday life and while travelling

Whether on a walk, on holiday, or visiting friends, your dog is covered in many everyday situations.

– Flexible cover options

Choose the right level of cover for your dog and your needs.

– Easy online purchase

Get a quote, select your plan, and complete your purchase online with ease.

What does dog liability insurance cover?

– Personal injury

If your dog injures another person, this may result in costs for medical treatment, compensation for pain and suffering, or other claims for damages.

– Property damage

For example, your dog could chew up a friend’s designer handbag, scratch the paint off a neighbor’s car door, or knock over and break someone’s expensive laptop.

– Financial loss

Financial losses resulting from damage caused by your dog.

– Damage to rented property

Depending on the plan, damage in rental homes or holiday accommodation may also be covered.

– Caretaker cover

Your dog remains insured even when temporarily looked after by friends, family, or a dog sitter.

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Who is dog liability insurance for?

Our dog liability insurance is suitable for:

  • Small and large dogs
  • Family dogs
  • Puppies
  • Senior dogs
  • Mixed breeds and pedigree dogs

No matter the size or breed, dog liability insurance provides extra peace of mind.

Is dog liability insurance mandatory in Austria?

In Austria, dog liability insurance is not a single nationwide requirement for all dogs, but some Austrian federal states do require it. The rules depend on the Bundesland (state) and sometimes on the type of dog. You can check on the official law database for Austria.

 

How much does dog liability insurance cost?

The cost of dog liability insurance depends on several factors, including:

  • The dog’s age
  • The dog’s breed
  • Where you live
  • The level of cover you choose
  • Any excess

With Petcover Austria, you can choose flexible plans that fit your dog and your needs.

 

What is dog liability insurance?

Dog liability insurance is a type of cover that protects you financially if your dog causes personal injury, property damage, or financial loss.

 

Is damage to rented property covered?

Depending on the policy you choose, damage to rented flats or holiday accommodation may be covered.

 

Can I buy dog liability insurance online?

Yes, with Petcover you can easily get a quote online and take out your insurance in minutes.

 

1 Price based on €750,000 of dog liability cover per year, with an excess of €250. Price correct as of June 2026.